This statement is the privacy policy for this website, being made for your benefit in order to protect your privacy by informing you as to our online data practices and of your options with regards to how this site collects and uses your information.
We understand that privacy online is important to users of our Site, especially when conducting business. This statement governs our privacy policies with respect to those users of this website (“Visitors”) who visit without transacting business and Visitors who register to transact business on the Site and make use of the various services offered by the Site (collectively, “Services”) (“Authorized Customers”).
Personally Identifiable Information
Refers to any information that identifies or can be used to identify, contact, or locate the person to whom such information pertains, including, but not limited to, name, address, phone number, fax number, email address, financial profiles, social security number, and credit card information. Personally Identifiable Information does not include information that is collected anonymously (that is, without identification of the individual user) or demographic information not connected to an identified individual.
Personally Identifiable Information
We may collect basic user profile information from all of our Visitors. We collect the following additional information from our Authorized Customers: the names, addresses, phone numbers and email addresses of Authorized Customers, the nature and size of the business, and the nature and size of the advertising inventory that the Authorized Customer intends to purchase or sell.
Information Collection: What organizations are collecting the information?
In addition to our direct collection of information, our third-party service vendors (such as credit card companies, clearinghouses and banks) who may provide such services as credit, insurance, and escrow services may collect this information from our Visitors and Authorized Customers. We do not control how these third parties use such information, but we do ask them to disclose how they use personal information provided to them from Visitors and Authorized Customers. Some of these third parties may be intermediaries that act solely as links in the distribution chain, and do not store, retain, or use the information given to them.
Personally Identifiable Information
We use Personally Identifiable Information to customize the Site, to make appropriate service offerings, and to fulfill buying and selling requests on the Site. We may email Visitors and Authorized Customers about research or purchase and selling opportunities on the Site or information related to the subject matter of the Site. We may also use Personally Identifiable Information to contact Visitors and Authorized Customers in response to specific inquiries, or to provide requested information.
Information Sharing
Personally Identifiable Information about Authorized Customers may be shared with other Authorized Customers who wish to evaluate potential transactions with other Authorized Customers. We may share aggregated information about our Visitors, including the demographics of our Visitors and Authorized Customers, with our affiliated agencies and third-party vendors. We also offer the opportunity to “opt out” of receiving information or being contacted by us or by any agency acting on our behalf.
Information Storage
Personally Identifiable Information collected by the Site is securely stored and is not accessible to third parties or employees of the Site except for use as indicated above.
What choices are available to Visitors regarding collection, use and distribution of the information?
Visitors and Authorized Customers may opt out of receiving unsolicited information from or being contacted by us and/or our vendors and affiliated agencies by responding to emails as instructed, or by the contact us form.
Website Cookies
Cookies are used for a variety of reasons. We use Cookies to obtain information about the preferences of our Visitors and the services they select. We also use Cookies for security purposes to protect our Authorized Customers. For example, if an Authorized Customer is logged on and the site is unused for more than 10 minutes, we will automatically log the Authorized Customer off.
In order to better comprehend our websites, many of our web pages use “cookies”. A cookie is a text file which is sent into your web browser (such as Netscape, Firefox, or Internet Explorer). If a cookie is placed in your browser, it will neither reveal your email address to us, nor any other specific information about you, unless you specifically consent to provide this information to us. For example, if you should choose to register for a service or program on one of our sites. However, should you select to provide our website with your specific information, it will be built into your cookie.
The reason that we use cookies is so that we can better understand the way in which our site is being used, so that our content and our programs can be consistently and accurately improved. We may also use cookies so that we may offer programs, services, or products to you that we believe may be of benefit to you.
Login Information
the Site uses login information, including, but not limited to, IP addresses, ISPs, and browser types, to analyse trends, administer the Site, track a user’s movement and use, and gather broad demographic information.
Third Party: What partners or service providers have access to Personally Identifiable Information from Visitors and/or Authorized Customers on the Site?
The Site has entered and will continue to enter into partnerships and other affiliations with a number of vendors.
Such vendors may have access to certain Personally Identifiable Information on a need-to-know basis for evaluating Authorized Customers for service eligibility. Our privacy policy does not cover their collection or use of this information. Disclosure of Personally Identifiable Information to comply with law. We will disclose Personally Identifiable Information in order to comply with a court order or subpoena or a request from a law enforcement agency to release information. We will also disclose Personally Identifiable Information when reasonably necessary to protect the safety of our Visitors and Authorized Customers.
Information Security
All of our employees are familiar with our security policy and practices. The Personally Identifiable Information of our Visitors and Authorized Customers is only accessible to a limited number of qualified employees who are given a password in order to gain access to the information. We audit our security systems and processes on a regular basis. Sensitive information, such as credit card numbers or social security numbers, is protected by encryption protocols, in place to protect information sent over the Internet. While we take commercially reasonable measures to maintain a secure site, electronic communications and databases are subject to errors, tampering and break-ins, and we cannot guarantee or warrant that such events will not take place and we will not be liable to Visitors or Authorized Customers for any such occurrences.
Inaccuracies in Personally Identifiable Information
Visitors and Authorized Customers may reach out and contact us to update Personally Identifiable Information about them or to correct any inaccuracies.
We provide Visitors and Authorized Customers with a mechanism to delete/deactivate Personally Identifiable Information from the site’s database by reaching out and contacting us. However, because of backups and records of deletions, it may be impossible to delete a Visitor’s entry without retaining some residual information. An individual who requests to have Personally Identifiable Information deactivated will have this information functionally deleted, and we will not sell, transfer, or use Personally Identifiable Information relating to that individual in any way moving forward.
Privacy Policy Changes
We will let our Visitors and Authorized Customers know about changes to our privacy policy by posting such changes on the Site. However, if we are changing our privacy policy in a manner that might cause disclosure of Personally Identifiable Information that a Visitor or Authorized Customer has previously requested not be disclosed, we will contact such Visitor or Authorized Customer to allow such Visitor or Authorized Customer to prevent such disclosure.
Security Commitment
We have taken suitable measures to apply physical, electronic, and managerial policies and procedures in order to provide you with the utmost protection, and to assist in preventing any unauthorized access, to control the security of collected data, and to utilize the collected data properly.
Data Changes
If you wish to receive instructions regarding ways in which unique specific data collected from you by the website can be accessed, or if you would like to correct any factual errors in the data submitted about you, please contact us.
In order to provide you with protection for your privacy and your security, we will take appropriate measures in order to verify your identity before we grant any access to your information or make any corrections to it.
Please reach out to us if you have further questions.
North Cedar Financial
4515 North River Blvd NE Suite 200, Cedar Rapids, Iowa 52411
Copyright © 2024 North Cedar Financial - All Rights Reserved.
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